Education
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Southern Methodist University Dedman School of Law, J.D., 2006
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University of Texas, B.A., 2002
Bar Admissions
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Stephen Ratliff advises clients in the commercial finance industry, including banks, hedge funds and financial institutions, business capital companies and private funds. He regularly works on transactional financing issues, among them real estate financing; resort financing; timeshare and fractional market financing, including acquisition and development, construction, receivable and inventory financing, both domestic and foreign; rediscount lending; asset-based and cash flow lending; subordinated debt and mezzanine financings; bulk financial asset acquisitions and other forms of debt and equity financing.
Mr. Ratliff also has extensive experience advising clients on restructurings, workouts, bankruptcy matters and other issues relating to distressed debt. These include loan sales; real property foreclosures; deed-in-lieu transactions; public and strict foreclosure transactions, under Article 9 of the Uniform Commercial Code; 363 asset sales and debtor-in-possession financing; and the disposition of assets (including foreign and domestic REO assets) acquired pursuant to foreclosure sales, deed in lieu arrangements and 363 asset sales.
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